“Wealth is the ability to fully experience life.”
—Henry David Thoreau

Securities products & services offered through Park Avenue Securities LLC (PAS) 6363 Poplar Avenue Suite #220 Memphis, TN 38119 (901) 692-5100. PAS is an indirectly, wholly owned subsidiary of The Guardian. Chartwell Financial Group is not an affiliate or subsidiary of PAS or Guardian. Guardian, its subsidiaries, agents or employees do not provide legal or tax advice.
PAS is a member FINRA/SIPC.

Chartwell Financial Group is a General Agency of The Guardian Life Insurance Company of America, New York, NY.

Guardian, its subsidiaries, agents or employees do not provide tax or legal advice.

The associates of Chartwell Financial Group, are licensed to sell insurance in all 50 states. To find out if an agent is licensed in your state, please contact Heather Sheppard at 901-692-5100. The Registered Representatives are securities licensed in Tennessee, Arkansas, Kentucky, Mississippi, Oklahoma, California, Florida, Georgia, Maryland, Texas, Virginia, Washington, New York, District of Columbia, Missouri, Louisiana, New Mexico, South Carolina, Alabama, Idaho, Indiana, Michigan, Nevada, and North Carolina and is strictly intended for individuals residing in those states. No offers may be made or accepted from any resident outside these specified states.

The information or opinions contained in this Internet site should not be construed by any consumer and/or prospective client as an offer to sell or the solicitation of an offer to buy any particular investment product. The information contained herein is directed solely to those individuals who reside in jurisdictions in which the representative is registered in the state where the consumer and/or prospective client reside. Any subsequent direct communication with a consumer and/or prospective client shall only be conducted by a representative that is registered in the state where the consumer and/or prospective client reside. The information on this web site is designed to be general in nature and for educational purposes only.

GEAR #: 2010-10332